Terms Of Service
(V1.2 August 30th, 2026) Please read the following terms and conditions relating to your use of this site and the products and services provided hereunder carefully.
These Terms of Service govern your use of Technical Analysis Institute websites, digital platforms, educational content, subscriptions, programs and services.
By accessing our websites, creating an account, purchasing a product or service, or using any Technical Analysis Institute service, you agree to these Terms.
For purposes of these Terms, “TAI,” “Technical Analysis Institute,” “we,” “us,” and “our” refer to:
Service Provider and Contracting Party
Prof. Aldo LagruttaTechnical Analysis InstitutePreussenstr. 4826388 Wilhelmshaven, GermanyVAT ID: DE812119309support@technicalanalysisinstitute.com
1. Nature of Our Services
Technical Analysis Institute provides educational, informational, research and market-analysis products and services.
These may include, among others:
Forecasting Intensive
Market Intelligence
Elliott Wave Mastery Program
Technical Analysts Guild
lectures, videos, articles, Reflections and educational publications
market analysis and research
member communities and educational materials
other digital products or services offered by TAI from time to time.
Unless expressly stated otherwise, all products and services are delivered digitally.
2. Educational and Informational Purpose Only
TAI provides education, research and decision-support information.
Nothing provided by TAI, Prof. Aldo Lagrutta, its instructors, employees, contractors, systems or platforms constitutes individualized investment advice, financial advice, portfolio-management advice, legal advice, tax advice, or a recommendation to buy, sell or hold any security, financial instrument or investment.
Market analysis, forecasts, scores, examples and opinions are provided for educational and informational purposes.
You remain solely responsible for your trading and investment decisions.
3. Trading and Investment Risk
Trading and investing involve substantial risk and may result in partial or total loss of capital.
Past performance, hypothetical results, forecasts, market analysis, probability assessments, technical patterns, fundamental scores or examples do not guarantee future results.
Markets are uncertain. No method, indicator, forecast, analytical framework or educational program can guarantee profitable trading or investment results.
4. Hypothetical and Theoretical Trading Examples
TAI may use hypothetical, theoretical, simulated or historical trade examples for educational purposes.
Where a trade or profit-and-loss figure is hypothetical, no representation is being made that Prof. Aldo Lagrutta, TAI, a student or any other person actually entered that trade or earned that amount.
Hypothetical and simulated results have important limitations. Actual trading involves factors that may not be fully reflected in a theoretical example, including emotional pressure, execution differences, slippage, liquidity, commissions, spreads, position sizing, discipline and the psychological effect of risking real capital.
5. Forecasting Intensive
The Forecasting Intensive is an educational program designed to demonstrate market forecasting, technical analysis, Elliott Wave analysis, probability, judgment and related concepts.
The Forecasting Intensive does not provide individualized investment recommendations or trading signals.
The applicable price, event schedule, delivery method and inclusions are shown on the purchase page at the time of registration.
Unless otherwise expressly stated at checkout, registration fees are non-refundable except where a refund or withdrawal right is required by applicable law.
TAI may reasonably reschedule an event where circumstances require it. If TAI permanently cancels an event without providing a reasonable substitute, applicable remedies will be communicated to registered participants.
6. Market Intelligence
Market Intelligence (“MI”) is a subscription-based research and decision-support service.
MI analyzes covered financial markets using technical and fundamental evidence and provides scores, supporting analysis and market outlooks.
MI:
is not a signal service;
does not guarantee market direction;
does not instruct subscribers to enter or exit trades merely because a score is high or low;
does not replace independent judgment or risk management.
Market coverage, sectors, features and update schedules may evolve as the service develops.
Current subscription plans and prices are displayed at checkout.
7. Market Intelligence Billing
Market Intelligence subscriptions are billed monthly in advance at the rate selected at checkout.
Current plans may include, for example:
One Sector — $27/month
All Covered Markets — $59/month
The exact coverage and price shown at checkout at the time of purchase govern the subscription.
Subscriptions automatically renew each billing period until cancelled.
Subscribers may cancel in accordance with the cancellation process made available by TAI and applicable law.
Cancellation prevents future renewal charges. Unless otherwise required by law, cancellation normally takes effect at the end of the already-paid billing period and access continues through that period.
8. Market Intelligence Refunds
Except where required by applicable law, subscription payments already processed are non-refundable and no partial or prorated refunds are provided for unused portions of a billing period.
TAI will honor any withdrawal, cancellation, refund or other consumer right that cannot lawfully be excluded.
For customers who request immediate access to digital services, TAI may request at checkout any express consent and acknowledgment required by applicable consumer law regarding immediate performance and withdrawal rights.
9. Cancelling Recurring Subscriptions
Subscribers may cancel recurring subscriptions using the cancellation mechanism provided by TAI or by contacting:
support@technicalanalysisinstitute.com
Where applicable law requires an online cancellation function, TAI will provide one.
You will be able to cancel your subscription directly from the link provided in the email that contains your receipt.
10. Elliott Wave Mastery Program
EWMP is a structured educational program designed to teach the Elliott Wave Principle and its application.
Program features may include video lessons, exercises, assignments and personal correction or feedback.
Completion of EWMP does not constitute a government, academic, regulatory or professional certification unless expressly stated otherwise.
No trading profitability or investment-performance outcome is guaranteed.
The applicable price, access period, delivery format and refund terms are those disclosed on the purchase page at the time of purchase, subject to mandatory consumer law.
11. Technical Analysts Guild
The Technical Analysts Guild (“TAG”) is an ongoing professional-development membership.
TAG may include educational modules, market-related teaching, lectures, professional-development materials, member resources and other content announced from time to time.
Membership fees recur according to the billing period selected at checkout until cancelled.
Cancellation prevents the next renewal and normally does not create a refund for an already-paid period, except where required by law.
TAI may add, replace, revise or retire curriculum components as the professional-development program evolves, provided that this does not remove statutory consumer rights.
12. No Guarantee of Results
TAI does not guarantee that participation in any program or subscription will produce:
profits;
specific investment returns;
trading success;
professional employment;
certification;
a particular level of competence;
a particular financial outcome.
Testimonials and student experiences describe individual experiences and should not be interpreted as typical or guaranteed outcomes.
13. Accounts and Access
Where a service requires an account, you are responsible for maintaining the confidentiality of your login credentials.
Accounts and paid access are licensed to the purchaser for personal use unless TAI expressly authorizes otherwise.
You may not:
share paid credentials;
resell access;
systematically copy or redistribute reports;
scrape or harvest MI data;
reproduce paid course libraries;
publish member-only content publicly;
circumvent access controls.
TAI may suspend or terminate access for material abuse, fraud, unauthorized sharing or violation of these Terms, subject to applicable law.
14. Intellectual Property
TAI content, including but not limited to videos, lectures, course materials, written analysis, reports, market commentary, graphics, databases, frameworks, exercises, trademarks and original educational materials, is protected by applicable intellectual-property law.
Purchasing a product grants you access for the permitted use. It does not transfer ownership or grant permission to commercially reproduce, redistribute, sell or publicly publish the content.
Short quotations or references may be used where permitted by law and appropriately attributed.
15. Public Content, Lectures and Publications
TAI and Prof. Aldo Lagrutta may publish free lectures, articles, Reflections, Aldoisms, market commentary, public reports and educational media.
The fact that some content is publicly available does not grant permission for commercial republication, database extraction or unauthorized redistribution.
TAI may change, archive or remove free public content at any time.
16. User Submissions and Educational Feedback
Where users submit charts, assignments, comments, questions or other material for educational review, the user retains ownership of the material they created.
By submitting material within a TAI educational platform, the user grants TAI the limited rights necessary to display, process and respond to that material for delivery of the service.
If TAI wishes to use identifiable student work, testimonials or feedback publicly for marketing or teaching outside the relevant program, appropriate permission should be obtained where required.
17. Service Availability and Changes
TAI aims to provide reliable access but cannot guarantee uninterrupted operation.
Services may occasionally be unavailable because of maintenance, technical failures, hosting providers, data providers, internet disruptions, security incidents or circumstances outside TAI’s reasonable control.
TAI may make reasonable changes to platforms, interfaces, analytical methods, covered markets and program delivery as products evolve.
Material changes affecting an active paid subscription will be handled in accordance with applicable law.
18. Third-Party Information and Links
TAI may reference third-party market data, news sources, websites, software, payment processors or services.
TAI does not control and is not responsible for third-party websites or services.
Third-party trademarks remain the property of their respective owners.
19. Payment Processing
Payments may be processed by third-party payment processors such as ThriveCart, Stripe, PayPal or other providers used by TAI.
Their separate terms and privacy practices may apply to payment processing.
The customer is responsible for providing accurate billing information and maintaining a valid payment method for recurring subscriptions.
20. Taxes
Prices may be displayed exclusive or inclusive of applicable taxes depending on location and checkout configuration.
Customers are responsible for taxes where legally applicable, except where TAI or its payment processor is required to collect and remit them.
21. Consumer Rights
Nothing in these Terms excludes or restricts rights that cannot legally be waived under applicable consumer law.
Where mandatory consumer law grants a withdrawal, cancellation, refund, conformity or other statutory right, that right prevails over conflicting language in these Terms.
For EU consumers, distance-contract and digital-content/service rights may apply.
22. Limitation of Liability
To the fullest extent permitted by applicable law, TAI is not responsible for trading losses, investment losses or financial decisions made using educational content, forecasts, research, scores or market analysis.
Nothing in these Terms excludes liability where exclusion is prohibited by law.
23. Privacy
Personal information is handled in accordance with the TAI Privacy Policy.
24. Changes to These Terms
TAI may update these Terms as its products, technology or legal obligations evolve.
The version applicable to a specific purchase will be determined in accordance with applicable law and the terms presented when the customer contracted.
Material changes affecting existing paid subscriptions will be communicated where legally required.
25. Governing Law and Disputes
These Terms and any contract entered into with Technical Analysis Institute are governed by the laws of the Federal Republic of Germany, except where mandatory consumer-protection law provides otherwise.
If you are a consumer, nothing in these Terms deprives you of any mandatory protections granted to you under the laws of the country in which you ordinarily reside where those protections apply irrespective of the choice of German law.
Where legally permitted, disputes arising out of or in connection with these Terms or TAI products and services shall be subject to the jurisdiction of the competent courts in Germany.
Mandatory statutory rules concerning jurisdiction, consumer rights and dispute resolution remain unaffected.
26. Contact
Note: Technical Analysis Institute Websites refers to all the websites, URLs and their subdomains that we use for conducting our businesses and offering our products and services. These include but are not limited to: TechnicalAnalysisInstitute.com, AldoLagrutta.com, ElliottWaveMastery.com, TechnicalAnalystsGuild.com in addition to our YouTube, Facebook pages, groups, and social media feeds and accounts.
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